We
respect and are committed to protecting your privacy.
That is why we have adopted this Privacy Policy. This
Privacy Policy lets you know how your personal information
is processed and used. We promise that we will take steps
to use your personal information only in ways that are
compatible with this Privacy Policy. The following policies
are only in effect for the Web pages, newsletters, discussion
lists and opt-in announcement lists owned and operated
by HBonline.com The following discloses our Privacy Policy.
What
information are you collecting and how are you collecting
it?
Every
computer connected to the Internet is given a domain name
and a set of numbers, that serve as that computer's "Internet
Protocol" IP address. When a visitor requests a page
from any Web Site within HBonline, our Web servers automatically
recognize that visitor's domain name and IP address. The
domain name and IP address reveal nothing personal about
you other than the IP address from which you have accessed
our Site. We use this information to examine our traffic
in aggregate. We do not collect and evaluate this information
for specific individuals. Our Web servers do not record
e-mail addresses of the visitors.
What
are cookies?
From
time to time, HBonline.com or its advertisers may send
a "cookie" to your computer. A cookie is a small
piece of data that is sent to your browser from a web
server and stored on your computer's hard drive. A cookie
can't read data off your hard disk or read cookie files
created by other Web sites. Cookies do not damage your
system. We use cookies to identify which areas of our
site you have visited, so the next time you visit, those
pages may be readily accessible. Our advertisers may also
use cookies to ascertain how many times you've seen an
advertisement. Our advertisers and we may use this information
to better personalize the content, banners, and promotions
that you see on our Site. You can choose whether to accept
cookies by changing the settings of your browser. You
can reset your browser to refuse all cookies, or allow
your browser to show you when a cookie is being sent.
If you choose not to accept these cookies, your experience
at our Site and other Web sites may be diminished and
some features may not work as intended.
How
do you use single-pixel gifs?
HBonline.com
and its advertisers may use single-pixel gif images, sometimes
referred to as web bugs or web beacons, to count Web page
accesses and gather some general statistical information.
HBonline does not gather personal information through
the use of these images. Our advertisers may use single-pixel
gifs that can track personal information from cookies
that may have been previously placed on a user's computer
by an advertiser.
What
information do you collect when I register for something?
HBonline
offers access to some services that are free but that
require registration. We may use your registration contact
information to send notification of HBonline products
and services by e-mail and/or postal mail. We also may
share that information with our clients. Our clients may
send you promotional material that is related to the topic
of the service for which you registered unless you have
chosen not to receive it. We may also use your IP address
internally and share it with third parties. See Will
you disclose the information that you collect to outside
third parties?
What
other information do you request?
We
may also request your e-mail address or mailing address
for the purposes of conducting a survey or to provide
additional services (for example, subscriptions to e-mail
newsletters, announcement lists or information about seminars).
Whenever we request the identity of a visitor, we will
clearly indicate the purpose of the inquiry before the
information is requested. We maintain a strict "No-Spam"
policy that means that we do not intend to sell, rent,
or otherwise give your e-mail address to a third-party,
without your consent.
We
may from time to time send e-mail announcing new HBonline
products and services. Except as stated above, HBonline
will not send you email that you have not agreed to receive.
If you choose to supply your postal address in an online
form, you may receive mailings from other third party
companies.
When
you enter a contest or other promotion, we may ask for
your name, address, and e-mail address so we can administer
the contest and notify winners.
What
information do you collect when I purchase something?
If
you are purchasing something from HBonline, we need to
know your name, e-mail address, mailing address, credit
card number, and expiration date. This allows us to process
and fulfill your order and to notify you of your order
status. This information may also be used by us to notify
you of related products and services. Credit card and
e-mail information will not be shared or sold to third
parties for any purpose without your express permission.
HBonline
uses a shopping cart feature that safeguards this information
by using industry standard SSL (Secure Socket Layer) encrypted
servers. SSL codes the information transferred between
you and the server, rendering it unreadable to anyone
trying to intercept the information.
Wherever
HBonline collects personal information we make an effort
to include a link to this Privacy Policy on that page.
Will
you disclose the information you collect to outside third
parties?
HBonline
will disclose personal information and/or an IP address,
when required by law or in the good-faith belief that
such action is necessary to:
1) Conform to
the edicts of the law or comply with legal process served
on HBonline.com,
2)
Protect and defend the rights or property of the HBonline.com
and related properties, or visitors to the site and related
properties,
3)
Identify persons who may be violating, the HBonline
Web site User Agreement, the rights of third parties,
or otherwise misusing the HBonline.com or its related
properties,
HBonline
uses reasonable precautions to keep the information disclosed
to us secure. HBonline reserves the right to transfer
all such information in connection with the sale of all
or part of HBonline capital stock or assets. Furthermore,
we are not responsible for any breach of security or for
any actions of any third parties that receive the information.
We are not responsible for such third party privacy policies
or how they treat information about their users
See below,
What
else should I know about my privacy when online?
Opt-in
announcement List Privacy Policy
As
an added benefit to the visitors of the HBonline of sites,
we send e-mail announcements to individuals who request
to receive them. Personally identifiable information
will not be used by HBonline or for any purposes
other than to deliver the e-mail announcements.
What
else should I know about my privacy when online?
HBonline
contains many hyperlinks to other Web sites. The HBonline
Web Site also contain advertisements of third parties.
HBonline is not responsible for the privacy practices
or the content of such Web sites or advertisers. HBonline.com
does not share any of the individual personal information
you provide HBonline with the Web sites to which HBonline
links, except as stated elsewhere within this Privacy
Policy, although HBonline may share aggregate data with
such Web sites (such as how many people use our Site).
Please
check with those Web sites to determine their privacy
policy.
Please
keep in mind that whenever you voluntarily disclose personal
information online - for example through e-mail, discussion
lists, or elsewhere - that information can be collected
and used by others. In short, if you post personal information
online that is accessible to the public, you may receive
unsolicited messages from other parties in return.
Ultimately,
you are solely responsible for maintaining the secrecy
of your personal information. Please be careful and responsible
whenever you're online.
Your
Consent To This Agreement
By
using our Web site, you consent to the collection and
use of information by HBonline.com as specified above.
in addition you agree not to use any content from this
site unles it is purchased. Click
Here for purchase information. If we decide to change
our privacy policy, we will post those changes on this
page so that you are always aware of what information
we collect, how we use it, and under what circumstances
we disclose it.